PROGRAM DESIGN ELEMENT #1: Mortgage Reinstatement Program . Grants must be repaid if the property is sold in less than 3 years. Well forward it to the company and work to get you a response, generally within 15 days. If you have any questions, please contact the ILHAF call center at (866) 454-3571. Homeowners who own and occupy their . A HUD Certified Housing Counselor can assist you with the application process. You should always make sure you are getting information and applying from official government websites (for example, with website addresses ending in .gov) and sources. Illinois will fund $15.3 million in grants across the state. Apply no. The following documents are required to apply for ILHAFassistance: Funds from the program will go directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners. The funding can also be used for delinquent property taxes, homeowner's insurance, condominium or homeowner association fees and mobile home lot rent. Available in English and Spanish. Many states cover a wide variety of homes, including: Check with your local program for details. today announced the Illinois Homeowner Assistance Fund (ILHAF) will open on April 11, 2022 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. Program Assistance and Frequently Asked Questions . *Applications past initial review and going through additional processing such as Quality Control (QC), duplication of benefits, supervisory review, etc. Oops! When the Illinois Emergency Homeowner Assistance Fund launches, homeowners will apply through our online application portal.Our call center 1-866-IL-HELP1 (866-454-3571) and 30 housing counseling agencies will be available to provide assistance. Find out how you can receive Federal assistance to get caught up on your mortgage payments. If you need immediate assistance with housing expenses, please contact a. Emergency Mortgage Assistance Program . Gov. Homeowners who are past due on their mortgage or property tax payments. Homeowner Assistance Fund (HAF) Income Limits are used for determining eligibility for HAF funds. Other government agencies, such as FHA, VA, and USDA, strongly encourage servicers to pause the foreclosure process once they have been notified that a borrower has applied for HAF or been approved for assistance but do not require it. Something went wrong while submitting the form. We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. hb```qB eaM! CGXe`cR q(+GP Iy\GC)C2 S+8{ jD? Use this easy-to-distribute flyer to spread awareness of emergency mortgage assistance, and to make people aware of the necessary steps to take prior to beginning their application. This program data is updated weekly.. The Illinois Housing Development Authority announced Tuesday they are opening the Home Repair and Accessibility Program, a new program to help low-income homeowners pay for their repairs by providing up to $45,000 five-year forgivable loans. CHICAGO (WLS) -- The state of Illinois on Tuesday will reopen a mortgage assistance program for pandemic-impacted homeowners. Provider agencies will help you determine eligibility, walk you through the application process, and help you submit your application. Known as the Homeowner Assistance Fund, or HAF, this money would be split among U.S. states, territories and tribal governments, with each creating its own program for distributing the money. If applicants can repay part, but not all of the costs . Find out about resources for free legal assistance and housing counseling, as well as sign up for a waiting list for potential future funding rounds, . <> Created by the American Rescue Plan Act, ILHAF is designed to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and displacement of homeowners experiencing financial hardship after January 21, 2020. The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. You will need to verify that you meet income requirements and may need to provide additional necessary documentation. Find a housing counselor near you. <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/Annots[ 15 0 R 23 0 R] /MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> Homeowners in need of assistance can find more information on program eligibility and apply at www.illinoishousinghelp.org/ilhaf. If you are otherwise eligible for HAF, you can still apply for HAF even if the foreclosure process has started. {6E~Qj=zrPO_WtgO/&wEuv\N^DdUq ].b,9vU>lZ>eOvxw-vRrXd aao`u,a.a? RELATED: Tips to keep you in your home if you're struggling to make rent or mortgage. 2022 Illinois Housing Development Authority. To learn about your program, visit this site and select the appropriate state, district, or territory on the map. 2023 HODC. Find out the status of your LIHEAP application. If you need a lawyer, you may qualify for free legal services through your local bar association or legal aid. Get StartedReview the Acceptable Documentation list Acceptable Documentation list and be prepared to provide all required documents. Be careful to avoid scammers who engage in these practices. Copyright 2022 WIFR. We receive phone calls constantly about people who are in need of housing assistance whether it be on the rental side of the homeownership side. Many programs began accepting applications in early 2022. Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. Proof of household income, including but not limited to tax returns, pay stubs, or other documentation. 'nff`] 7; H3"@ $ Gov. IHDA developed the Emergency Mortgage Assistance Program (EMA) to support Illinois homeowners unable to pay their mortgages due to a COVID-19 related loss of income. Have household income at or below your states program requirements. The Illinois Court-Based Rental Assistance Program (CBRAP) provides funding to Illinois tenants and landlords across the state (outside of Cook County) who have pending cases in eviction court. Lawmakers announced the relief program for homeowners affected by the pandemic in February. Each state or territory developed its own program. The program's goal is to prevent: Mortgage issues like delinquencies, defaults, or foreclosures; Loss of power services or other home utilities 2. To qualify, applicants must have experienced a financial hardship due to the COVID-19 pandemic after Jan. 21, 2020 and must currently own and occupy their home in Illinois as their primary residence. You will be able to navigate to a page for your areas specific program where you may be able to apply immediately or sign up to receive alerts about when your program will be available. Find your program by visiting this site and selecting the appropriate state, district, or territory on the map. Here's How to Apply Those in areas that have been disproportionately impacted by the pandemic will be prioritized, according to. If you qualify,wecan help you with the application process. If you need rental assistance but are not in a court proceeding, help is still available through the Illinois Department of Human Services (IDHS). ILHAF applicants will see one of these possible status updates during the review process: If you have any questions about one of the above statuses, please contact ILHAF customer relations at 866-454-3571, or send an email to hafquestions@ihda.org. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. Am I guaranteed to receive assistance if I meet the eligibility requirements? Struggling homeowners will be eligible for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, Struggling homeowners are federally required to look for other relief options before they are eligible to apply for this assistance. To learn more visit IllinoisHousingHelp.org. For example, if Fannie Mae or Freddie Mac backs your mortgage, your servicer is generally required to pause foreclosure activities for up to 60 days once your HAF program has notified them of your application. Have questions about utility billassistance? What is the Homeowner Assistance Fund (HAF)? Provide immediate housing stability for up to three prospective months, if deemed necessary. Man arrested after Illinois State Police find cocaine-filled suitcases, Man faces murder charge after overnight shooting in Rockford, Motorcyclist IDd after fatal Belvidere crash, CRE8IV mural sites approved ahead of its fourth season, A list of other requirements is available here. Some locations expect to receive more applications than can be funded by their program. The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. The fund, which totals $309 million, is designed to help struggling. State of Illinois unclaimed property auction starts May 1, Chicago radio host describes dodging bullets in New Orleans shooting. We are getting to the end of the pandemic, but there are still a lot of families that are still experiencing the after-effects and want to get caught up on their bills and this program is good timing because people are now able to move forward and get caught up on their mortgage and get on with life, said James Jones, Housing Manager at Rock Island Economic Growth Corporation, Sometimes you can get behind on your budget in life and that happens to a lot of families here in the Quad Cities and the surrounding area and so the need is basically understanding where you are and where you want to be when it comes to your finances.. Have questions about Illinois rental, mortgage, utility, or eviction prevention legal aid? Topics will include: Webinars will be offered in English and Spanish. This program has some income-related restrictions on which homeowners will qualify to receive funding. All Rights Reserved. Please tag us when you do, using the handles below. Oops! Starting April 11, Illinois homeowners can apply for up to $30,000 in assistance through the Illinois Homeowner Assistance Fund (ILHAF). You can customize your search based on your specific needs, budget, and desired location.The service is also available through a toll-free, bilingual call center at (877) 428-8844. We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. Qualified applicants will have payments made directly to mortgage servicers, taxing bodies or others. %PDF-1.7 3. A certificate from a HUD-certified housing counselor or a letter from your mortgage servicer detailing efforts to resolve your delinquency will be required to apply for ILHAF assistance. reopening a mortgage assistance program designed to assist homeowners financially impacted by the pandemic on Tuesday, Nov. 1, 2022. Click here to find the income limits for your county. Simply click to download. To be eligible for ILRPP, applicants must meet the following minimumrequirements: Low Income Home Energy Assistance Program. with experience operating and administering homeowner rehabilitation assistance programs. Check the status of your application. You dont have to pay anyone to help you avoid foreclosure. Most state programs limit eligibility to households with less than 150% of the median income in your area or $79,900, whichever is higher. The Illinois Rental Payment Program is now closed for new application. Eligible recipients do NOT have to pay the money back. Available in English and Spanish. Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued or worsened after January 21, 2020. Need help getting caught up on your mortgage payments? Both renters and landlords can apply for assistance.Already started your application?Check the status of your application submission or return to your application alreadyin-progress. To find out if youre eligible and get prepared visit IllinoisHousingHelp.org. Something went wrong while submitting the form. The Illinois Housing Development Authority (IHDA) extended the initial deadline past January 31, 2023. Scammers often target vulnerable homeowners who are in need of assistance or trying to stay in their homes. The ILHAF application process and program eligibility, Other free resources available to you, including housing counseling and legal aid, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent homeowners insurance and/or flood insurance, Delinquent Homeowner/Condominium/Co-Op Association fees, Homeowners with household incomes less than 150% of the Area Median Income, Homeowners who own and occupy their property as their primary residence. Depending on the program, homeowners may use the funds for expenses such as: Not all programs will cover all of the expenses listed here. If you are still unsure about whether or not you have to repay any assistance you receive, contact a HUD-approved housing counseling agency. Please beware of scams. All Rights Reserved. fuUjED0D2H^^9H2;M KN10H5?m [ Eligible homeowners in Illinois who've experienced a financial hardship because of the pandemic can get a portion of the approximately $387 million allocated to the stateup to $30,000 per householdby applying to the Illinois Homeowner Assistance Fund (ILHAF) program. Use this handy palm card for at-a-glance benefits of the ILHAF program to develop grassroots awareness of emergency housing assistance throughout Illinois. Choose from the following social post graphics and sample captions to share with your followers! %PDF-1.6 % See the session schedule below. The goal of the program is to help stabilize Illinois families while they regain financial footing. <>/Metadata 109 0 R/ViewerPreferences 110 0 R>> Those interested can apply through the end of January 2023. x]s6=3xt@c&9wimd5DK. If money is being used to help with mortgage payments, its a good idea to call your servicer to discuss the process, verify that they participate in the HAF program, and let them know that they will likely be receiving payment from the HAF program. Depending on your area, some programs may not have enough money to help every applicant. In 2021, Treasury released 10% of each participant's HAF allocation to implement pilot programs, and required HAF . Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid.Find out if youre eligible for emergency rental assistance below.Help prevent suspected fraud for IHDAs Rental Payment Program to ensure emergency rental assistance is received by Illinois households in need. How will I receive the aid if I am approved? Governor Juliana Stratton. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601, The ILHAF team is currently reviewing and processing applications for assistance. Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. Treasury is overseeing and providing technical assistance to these eligible entities and has developed policies to encourage consistency among programs and support the successful implementation of programs across the country. Proof of identification, including but not limited to a drivers license, state ID, permanent residency card or other form of ID. for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. The State of Illinois is providing emergency housing assistance to help renters and homeowners maintain stable, affordable housing during the COVID-19 pandemic. The state is currently accepting applications for ILHAF assistance. Website by. Application information can be found on the IDHS website, here. The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. The Illinois Homeowner Assistance Fund (ILHAF or HAF) portal is now open. Download this in-depth trifold to print professionally and distribute strategically. The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. The Illinois Homeowner Assistance Fund (ILHAF) program is open. However, under some circumstances, individual programs may require the money to be repaid. Homeowners with household incomes less than 150% of the Area Median Income. Those looking for assistance, please contact an IDHS Service Provider Agency to ask about rental assistance, find out if youre eligible and get help with applying.Renters can find a IDHS Service Provider at: illinoisrentalassistance.org/providers. The program is funded through the Illinois Affordable Housing Trust Fund which is funded from a portion of Illinois' receipts of real estate transfer The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. This ILHAF Resources toolkit is designed to support ILHAF stakeholders and HUD agencies with the distribution of marketing collateral for in-person and digital outreach. There is no cost to apply for HAF. With the foreclosure moratorium, those numbers came down but now we are starting to see an increase in phone calls from people who are needing that assistance, said Beth Payne, Vice President at Rock Island Economic Growth Corporation. The Illinois Homeowner Assistance Fund Program provides direct financial assistance for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. Your mortgage servicer is the company that sends your mortgage statements and to which you make your mortgage payments. 259 0 obj <>stream First Alert Forecast - Still windy Tuesday with anything form sun to clouds. If you are a servicemember, contact your local Legal Assistance Office. For example, repayment may be requested if you sell your home before a specified date. Illinois Homeowners Can Qualify for Up to $30K in Assistance. Available in English and Spanish. WKtLS'K@.O+oQni7%MfV! ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to Illinois residents with a household income that does not exceed an amount determined annually by DCEO are eligible. The state of Illinois is currently accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance!. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. This program has some income-related restrictions on which homeowners will qualify to receive funding. In most cases, programs are providing money as a grant that does not need to be paid back. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. IHDA has a proven track record over the past decade in providing help to homeowners struggling to pay their housing expenses in the midst of economic strife.. The program is now accepting applications. Our administration continues to set our sights on supporting Illinois families because housing is a right and we are committed to ensuring just that.. I implore homeowners behind on their mortgage to take the necessary steps to ensure they are eligible to apply for help through ILHAF, said State Rep. Lindsey LaPointe (D-Chicago). homeowners financially impacted by the pandemic will be accepted beginning in April through the Illinois Emergency Homeowner Assistance Fund (ILHAF) program. The Pritzker administration announced the opening of the Illinois Homeowner Assistance Fund (ILHAF) on Monday. Check your specific program requirements based on your area. Are you at risk of losing your home? The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners at risk of default, foreclosure, or displacement due to financial hardship caused by the COVID-19 pandemic. To find out if youre eligible and get prepared visit. What is the Illinois Emergency Homeowner Assistance Fund (ILHAF)? stream Your household (or your tenants household) is behind on rent and/or is at risk of experiencing homelessness or housing instability. The new application deadline has not been announced yet. JB Pritzker and the Illinois Housing Development . The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. Pritzker Administration Launches $309 Million Assistance Program for Illinois Homeowners Published on April 11, 2022 by Illinois Housing Development Authority Homeowners financially impacted by COVID-19 can now apply for up to $30,000 in assistance at www.illinoishousinghelp.org La Autoridad de Desarrollo de Vivienda de Illinois est aqu para ayudar. How can I get help filling out my application? Contact a Housing Stability Service Provider NearYou. The ILHAF Call Center will be open from 8 a.m. to 5 p.m. Financial Literacy and Pre-Purchase Counseling, Next Generation Capacity Building for BIPOC Developers, Housing for Justice Involved Individuals (HJIIP) Program, Illinois Court-Based Rental Assistance Program, 2022 Illinois Rental Payment Program Fact Book, Illinois Emergency Homeowner Assistance Fund (ILHAF), The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance. All Rights Reserved. The Illinois Emergency Homeowner Assistance Fund overseen by IHDA is a federally-funded program that is dedicated to assist Illinois homeowners who have struggled to pay their mortgage because of . The Low Income Home Energy Assistance Program (LIHEAP), administered by the Illinois Department of Commerce and Economic Opportunity (DCEO), helps eligible low-income households pay for home energy services (primarily heating during winter months). 244 0 obj <>/Filter/FlateDecode/ID[<8D1A90AF9EF81F40AC24A38E3A94834B>]/Index[221 39]/Info 220 0 R/Length 110/Prev 216178/Root 222 0 R/Size 260/Type/XRef/W[1 3 1]>>stream To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 days behind in their house payment. Proof of occupancy, including but not limited to a bank statement, cell phone bill, credit/debit card statement, or other documentation. Illinois Homeowner Assistance Fund to launch in April 2022, Flood Latest, Mississippi River At Crest Level, 6p. If you are concerned about losing your home to foreclosure, contact a HUD-approved housing counseling agency who can help you develop a plan. <> Find Your Servicer To See What You Qualify For, Protections for Reverse Mortgage Borrowers, contact a HUD-approved housing counseling agency, Learn about some potential options for making up missed mortgage payments, Mortgage issues like delinquencies, defaults, or foreclosures, Loss of power services or other home utilities, Homeowners being displaced and losing the ability to live in their home. %%EOF Scammers will sometimes use websites that look similar to official government websites to trick consumers. The program is administered by the Illinois Housing Development Authority (IHDA). 221 0 obj <> endobj You must confirm that you have experienced a financial hardship after January 21, 2020 and describe the nature of that hardship, such as a job loss, reduction in income, or increased costs due to healthcare or the need to care for a family member. Services are also available in American Sign Language for individuals who are Deaf, Deaf-Blind, and hard of hearing. As a requirement of the application for ILHAF, homeowners will be required to contact their mortgage servicer or a HUD-certified housing counseling agency to discuss loss mitigation options before they are eligible to receive assistance. Already applied for ILHAF funds? endobj Annual eligibility levels are determined based on available funding and may not exceed 200% of the federal nonfarm povertylevel. Find out if youre eligible for up to $60,000 in federal assistance at IllinoisHousingHelp.org. Para obtener ms informacin, visite IllinoisHousingHelp.org. If you have already submitted an application, you may check your status by logging into your ILHAF account here. They are compatible with all social media platforms. Loan interest rate is fixed at 1%. All rights reserved. Check your local program for details . Up to 3 months of prospective payments, if necessary. Homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic can apply for assistance through the Illinois Homeowner Assistance Fund (ILHAF). The Illinois Homeowner Assistance Fund Program provides. The state is now accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. Click on the link below to get details and, if your state, district, or territory is currently accepting applications, apply. Wecan help you find out if you qualify for emergency assistance funds. Homeowners who own and occupy their property as their primary residence. Grants have a lifetime limit of $10,000. % CHICAGO, Ill. (WIFR) - Governor JB Pritzker and the Illinois Housing Development Authority (IHDA) Wednesday announced the Illinois Homeowner Assistance Fund (ILHAF) application opens April 11 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. announced today the opening of the Illinois Homeowner Assistance Fund (ILHAF) to help homeowners who have fallen behind on monthly mortgage payments and/or related housing expenses as a result of the COVID-19 pandemic. For any other questions, see additional details below or contact a HUD-approved housing counseling agency. Enter your email below to be notified for program updates. Homeowners are strongly encouraged to attend a webinar hosted in advance of the application portal opening. Apply for assistance for your primary residence. Highs in the low 60s. The programs goal is to prevent: The HAF program available to you will depend on your area. All Rights Reserved. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $30,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity while homeowners work
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